Club Insurance Scheme

Exclusive Club Insurance Scheme for FBHVC members

One of the most comprehensive club liability schemes available in the UK - created exclusively for the FBHVC, Stewart Miller & Peter James Insurance can tailor cover for each club, offering some of the most competitive premiums on the market.

Created by Stewart Miller & Peter James Insurance following feedback from FBHVC member clubs, the Club Insurance Scheme offers a wide range of club and products liability cover, and is one of the only schemes to offer products liability protection for clubs exporting to the USA and Canada if required.

Included as standard:

Employers’ Liability (£10 million)

To protect your club against the cost of compensation claims arising from employee or volunteer injury if sustained as a result of activities undertaken on behalf of your club.

Products Liability (£2 million or £5 million)

Covers the sale and provision of food and drink, regalia, memorabilia and printed literature. Can be increased to include the sale of new and remanufactured automotive parts, with no exclusions for safety critical parts. If required, cover can be extended further for worldwide distribution, including USA and Canada, with worldwide courts jurisdiction at very competitive premiums. It is essential to check your current policy to confirm whether your existing cover extends this far.

 

Public Liability (£2 million or £5 million)

To protect your club in the event of any members of the public suffering personal injury or property damage arising from any negligence due to your club activities. It will pay for the cost of subsequent legal expenses and compensation claims and is a general requirement by organisers for clubs attending shows and events.

It also covers the cost of compensation claims under the Data Protection Act, including claims relating to breach of GDPR regulations, up to £250,000.

Professional Indemnity – includes libel and slander (£50,000)

To protect your club in respect of incorrect advice given to a club member or third party, for which a financial loss may then be incurred.  Can be extended to include vehicle valuations for an additional premium.  Cover extends to advice pertaining to Vehicles of Historic Interest.

All Risks Cover

Covers club property up to £1,000, anywhere in the UK, including at shows and events.

Money Cover

Covers up to £200 when attending shows and events.

 

All Club liability cover

Can also be extended as required to include: Buildings, Contents, Stock, Defective Workmanship, Directors and Offices, Cyber Liability and Legal Expenses.

To discuss your policy options or get a free quote, call the Stewart Miller & Peter James Insurance team on 0121 422 2282 or email info@smmc.co.uk